McCane Insurance Services Corp.

McCane Insurance Services Corp.McCane Insurance Services Corp.McCane Insurance Services Corp.

McCane Insurance Services Corp.

McCane Insurance Services Corp.McCane Insurance Services Corp.McCane Insurance Services Corp.
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Insuring a Bright Future

Insuring a Bright FutureInsuring a Bright FutureInsuring a Bright Future

Get peace of mind!

Contact Us
Learn More

Insuring a Bright Future

Insuring a Bright FutureInsuring a Bright FutureInsuring a Bright Future

Get peace of mind!

Contact Us
Learn More

About Us

Financial Advisors in Vancouver, BC

McCane Insurance Services helps families and businesses with their financial planning. We believe that everyone’s situation is unique and we take the time to get to know our clients. We devise a plan and go to market to see which insurer and/or investment company will be the best fit. Representing over a dozen insurance and investment companies, we have access to all the major carriers. We do not charge a fee for service but rather are compensated directly by the investment or insurance company.

OUR SERVICES

Term Life Insurance

Critical Illness Insurance

Permanent Life Insurance

Would anyone you care about suffer financially in the event of your premature death? If so, Term Insurance might be for you. It's the most cost-effective way to provide large amounts of money at your death so that your family will be financially secure after your passing.

Permanent Life Insurance

Critical Illness Insurance

Permanent Life Insurance

Permanent life insurance lasts your entire lifetime. You have the comfort of knowing your family will receive a payout no matter how long you live. These policies most often contain a cash value that grow in a tax sheltered manner so you can also use it to supplement your retirement. 

Critical Illness Insurance

Critical Illness Insurance

Critical Illness Insurance

Critical Illness covers you in case you suffer from 1 of 25 different illnesses. It pays a lump sum amount in the event you survive a Critical Illness such as cancer, heart attack or stroke. With the return of premium option, if there is no payout, you get every penny back you spent on premiums in as little as 15 years. 

Living Benefits

Business Owners Insurance

Critical Illness Insurance

Disability  insurance which protects you in the event you lose your ability to earn an income, paying you an ongoing amount while you are unable to work. Long Term Care Insurance protects your retirement by making sure the cost of a nursing home does not drain your retirement.   We also offer Family Health and Dental Plans.

Employee Benefits

Business Owners Insurance

Business Owners Insurance

For businesses from 1 - 50+ employees with customizable options. Including extended health, dental, prescription drugs, vision, short term and long term disability, Individual Pension Plans, Group Pension, Group RRSP's and paramedical expenses. 

Business Owners Insurance

Business Owners Insurance

Business Owners Insurance

Including Key person insurance, Corporate insurance strategies, Corporate insured retirement plans, Buy sell agreements, Employee benefits and group RRSPs.

Our Team

George McCaulley

George McCaulley

George McCaulley

George McCaulley was educated in Windsor, Ontario and attended University of Windsor. He started his life insurance career in 1972 with North American Benefit Association out of Port Huron Michigan. He and his family moved to Vancouver in 1978 where he became licensed with Manulife Financial. He became a Chartered Life Underwriter and a C

George McCaulley was educated in Windsor, Ontario and attended University of Windsor. He started his life insurance career in 1972 with North American Benefit Association out of Port Huron Michigan. He and his family moved to Vancouver in 1978 where he became licensed with Manulife Financial. He became a Chartered Life Underwriter and a Chartered Financial Planner and formed McCane Insurance Services Corp. in 1984. George focused his effort on Corporations providing Buy Sell Insurance, group benefits and group RRSP's and pensions for small to medium companies and corporate owners and executives. McCane is licensed in BC and Alberta and continues to service small and medium size companies to see them continue into the next generation and beyond. 

Sean McCaulley

George McCaulley

George McCaulley

Sean is a recent addition to McCane Insurance Services Corp. After 25+ successful years working in  Alcohol Beverage Sales including helping the brand Nutrl become a global giant, he decided to join his fathers business as a partner and licensed advisor and immerse himself in the life insurance business. Working under his fathers tutelage

Sean is a recent addition to McCane Insurance Services Corp. After 25+ successful years working in  Alcohol Beverage Sales including helping the brand Nutrl become a global giant, he decided to join his fathers business as a partner and licensed advisor and immerse himself in the life insurance business. Working under his fathers tutelage, Sean's friendly personable devoted approach with his clients has proven successful.

faq (Insurance 101)

Please contact us if you cannot find an answer to your question.

Most life insurance requires medical exams, blood tests, and/or health records before a policy is issued. If you have health problems, life insurance companies may deny your application, or they may charge a higher rate.  This is similar to how car insurance treats drivers with bad driving records.  A lot of people are not insurable and may not know it.  1 out of 2 men and 1 out of 3 women have the risk developing cancer in their life time. 90% of  Canadians having at least 1 risk factor of heart disease or stroke.  Thus, if you have the need, buy life insurance as soon as you can while your healthy and insurable. Buying early is also wise because you may qualify for better rates.

Term insurance  lasts for a specific, pre-set period usually 10, 15, or 20 year terms. Permanent lasts your entire lifetime. Initially, term life premiums are generally lower than permanent life. However, term life premiums typically increase upon each renewal, while permanent life premiums stay the same. With most types of permanent insurance, there is a savings component known as cash value; the longer you pay into your policy, the more its cash value grows. You can choose to cash in or borrow against your permanent life policy and use the funds as needed. Term insurance does not accumulate cash value because it doesn’t have a savings component. If you have a term policy you can convert it to a permanent policy but not the other way around. 

Ask yourself this question: Would anyone you care about suffer financially in the event of your premature death? If you have dependent children, the answer is yes. If you have a spouse, the answer is probably. 

Living Benefits insurance provides a benefit in the event of serious illness or injury. Without adequate preparation, a critical illness or injury usually leads to financial hardship. Survivable illnesses and injuries are far more common than premature death and therefore, the financial risk needs to be covered. Some statistics to consider: by age 65, a healthy 30 year couple has a combined 62% likelihood of long term disability, 41% of a critical illness and 12% chance of death.  There are two primary kinds of insurance to protect against illness or injury: critical illness insurance and disability insurance.

Most people buy life insurance to take care of their spouse and children. However, single people buy life insurance for different reasons.   

  • They have loves ones to take care of , such as their parents or less fortunate siblings. 
  • They may have a friend or relative who co-signed a student loan or mortgage. The co-signers will be on the hook if they’re gone. 
  • They may start a family soon and want to buy when the cost is lower or while they are still healthy and insurable.  
  • They are in a business partnership and want to protect the business. They want to take advantage of the tax benefits of savings in the policy and have the coverage at the same time.
  •  They want to leave a legacy to the cause they are passionate about.

The answer depends on your life stage, financial situation and family needs. We are here to help answer this question for you. 

Contact Us

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McCane Insurance Services Corp

Suite 1810 - 1075 W Georgia St, Vancouver, British Columbia V6E 3C9

Contact

George McCaulley - 604-518-8809

george@mccanefinancial.com


Sean McCaulley - 250-507-3380

sean@mccaneinsuranceservices.com

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